Retirement Planning Insights

Explore retirement planning insights from Hoxton Planning & Management, including articles on taxes, estate planning, retirement income, and advisor questions. Browse the library below to find educational perspectives that can help you think through your next planning conversation.

Episode 108 – How to Take a Sabbatical Without Derailing Your Financial Plan

July 30, 2025 / Hoxton Planning & Management

Have you ever dreamed of pressing pause on your career to travel, care for a loved one, learn something new, or simply catch your breath? Sabbaticals—or extended career breaks—are becoming

Episode 107 – Why Beneficiary Designations Matter More Than You Think

July 23, 2025 / Hoxton Planning & Management

When you think about estate planning, your mind probably goes to wills, trusts, and powers of attorney. But there’s a silent hero of the estate planning world—beneficiary designations. They’re simple,

Episode 106 – Helping Kids vs. Saving for Retirement—How to Find the Right Balance

July 16, 2025 / Hoxton Planning & Management

When your child calls and needs help with a student loan, a down payment, or rent, your first instinct is to help. As parents, it feels natural—essential even—to do everything

Episode 105 – What’s Your Money Story? Childhood Beliefs That Still Shape Your Wallet

July 8, 2025 / Hoxton Planning & Management

We all carry financial baggage—and most of it was packed before we turned ten. In Episode 105 of Last Paycheck, Rob and Archie Hoxton explore how unconscious beliefs formed in childhood

Episode 104 – The Cost of Financial Clutter—and How to Fix It

July 1, 2025 / Hoxton Planning & Management

Are You Financially Organized? 5 Questions That Can Change Everything You might know how much you earn. Maybe you even know what you spend each month. But do you know

Episode 103 – The Truth About Millionaires (And Why They Probably Drive a Pickup Truck)

June 25, 2025 / Hoxton Planning & Management

If you think millionaires are flashy, high-risk, fast-talking financial geniuses—you’re buying into a myth. According to Rob and Archie Hoxton in Episode 103 of Last Paycheck, the average millionaire doesn’t

Episode 102 – Warren Buffett’s Lessons Every Retiree Should Live By

June 18, 2025 / Hoxton Planning & Management

Warren Buffett may be stepping away from daily leadership at Berkshire Hathaway, but his investing wisdom continues to shape generations. In Episode 102 of Last Paycheck, Rob and Archie Hoxton

Episode 101 – Should You Take Social Security Early? It Depends on These 5 Key Factors

June 11, 2025 / Hoxton Planning & Management

When should you take Social Security? It’s one of the most complex decisions retirees face. In Episode 101 of Last Paycheck, Archie Hoxton and Jimmy Sutch walk through five major

Episode 100 – Should You Buy Long-Term Care Insurance?

June 4, 2025 / Hoxton Planning & Management

Episode 100 of The Last Paycheck Podcast is a major milestone, and to mark the occasion, Rob and Archie Hoxton are diving into one of the most overlooked but financially critical topics

Episode 99: The Real Question Isn’t “When Can I Retire?”—It’s “What Am I Retiring To?”

May 28, 2025 / Hoxton Planning & Management

Thinking About Early Retirement? Here’s What You Need to Know. Retirement planning often focuses on a single target: age 65. But what if that’s not the only—or even the best—option?

Episode 98: How to Make Retirement More Meaningful – Smart Giving Strategies

May 21, 2025 / Hoxton Planning & Management

You’ve saved diligently, planned carefully, and finally stepped into retirement. But after the celebrations fade, a deeper question often surfaces: now what? For many retirees, the missing piece isn’t financial—it’s

Episode 97: Financial Harmony for Couples – Avoiding Money Fights

May 14, 2025 / Hoxton Planning & Management

Every couple handles money differently—but how you communicate about it can make or break your financial future. In Episode 97 of the Last Paycheck podcast, CERTIFIED FINANCIAL PLANNER® professionals Rob