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Retirement Planning Insights

Explore retirement planning insights from Hoxton Planning & Management, including articles on taxes, estate planning, retirement income, and advisor questions. Browse the library below to find educational perspectives that can help you think through your next planning conversation.

Financial planning discussion for federal employees approaching retirement

Financial Planning for Federal Employees: FERS, TSP, and FEHB

Financial planning for federal employees connects FERS, TSP, FEHB, taxes, survivor choices, and retirement timing in one practical retirement plan.
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Federal employee retirement planning discussion with a financial advisor

Federal Employee Retirement Planning: A Benefits-Based Road Map

Plan federal retirement with a benefits-based road map for FERS, TSP, Social Security, FEHB, taxes, survivor choices, and retirement timing.
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Federal retiree discussing TSP withdrawal options with a financial advisor

How to Withdraw From TSP: A Step-by-Step Planning Guide

Learn how to withdraw from TSP, compare elections, plan rollovers, and coordinate withholding, RMDs, and federal retirement income.
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Couple discussing sustainable retirement income planning with a financial advisor

Sustainable Retirement Income Planning Guide

Sustainable retirement income depends on spending, taxes, guaranteed income, portfolio risk, and longevity assumptions. Learn how these pieces work together.
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A couple discussing financial planning with an advisor near Charles Town, WV

What to Look for in a Certified Financial Planner in Charles Town, WV

Learn what to look for in a certified financial planner serving Charles Town, WV, from credentials and planning scope to communication, fees, and fit.
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Couple preparing for a certified retirement financial advisor consultation

Certified Retirement Financial Advisor Consultation

Prepare for a certified retirement financial advisor consultation with a practical checklist for documents, income, spending, taxes, and retirement goals.
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Couple reviewing a comprehensive financial plan with an advisor

Comprehensive Financial Planning in Martinsburg, WV

Learn what comprehensive financial planning in Martinsburg, WV can cover, from retirement and taxes to investments, estate planning, risk, and reviews.
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Retired couple discussing how retirement withdrawals are taxed with a financial planner

How Are Retirement Withdrawals Taxed? A Practical Guide

How are retirement withdrawals taxed? Compare traditional IRAs, 401(k)s, Roth accounts, taxable investments, withholding, and RMDs in one practical guide.
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Couple discussing estate planning with a financial advisor

Trust and Estate Planning Services in Winchester VA

Learn how Winchester families can coordinate wills, trusts, beneficiaries, taxes, and attorneys with trust and estate planning services in Winchester VA.
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Federal retiree discussing TSP choices with a financial planner

Should I Keep My Money in TSP After Retirement?

Should I keep my money in TSP after retirement? Compare fees, investments, withdrawals, taxes, beneficiaries, and income planning before deciding.
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Federal employee reviewing retirement benefits with a financial advisor

Federal Employee Financial Advisor: What to Look For

Learn how to evaluate a federal employee financial advisor for FERS, TSP, taxes, FEHB, Social Security, and retirement income decisions.
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Federal employee reviewing a retirement income estimate with pension and savings documents

Federal Employee Retirement Calculator: Estimate Your Income Sources

Estimate FERS pension, Social Security, TSP income, the supplement, and FEHB costs with a federal employee retirement calculator and practical timing guidance.
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