What Does the FERS Survivor Annuity Cost?
What does the FERS survivor annuity cost? Learn how full and partial elections reduce monthly income, compare survivor protection, and review the rules.
Retirement Planning Insights
Explore retirement planning insights from Hoxton Planning & Management, including articles on taxes, estate planning, retirement income, and advisor questions. Browse the library below to find educational perspectives that can help you think through your next planning conversation.
FERS Sick Leave Retirement Credit: How It Works
Learn how FERS sick leave retirement credit can increase annuity service time, what it cannot do for eligibility, and how to verify your record before retiring.
Trust and Estate Planning Advisor: A Coordination Guide
A trust and estate planning advisor can align accounts, beneficiaries, liquidity, taxes, and attorney coordination. Learn how to coordinate your plan.
Strategies for Tax Free Retirement Income
Explore strategies for tax free retirement income, including Roth rules, conversions, basis, and other sources, while understanding key limits.
Tax Efficient Retirement Withdrawals: A Planning Guide
Tax efficient retirement withdrawals can coordinate account sequencing, Roth conversions, RMDs, Social Security, and Medicare considerations across retirement.
Investment Advisor for Retirees in Charles Town WV
Learn how an investment advisor for retirees in Charles Town WV can help you compare goals, risk, taxes, cash flow, costs, and ongoing service fit.
How to Create an Estate Plan for Retirement
Learn how to create an estate plan for retirement with a checklist for beneficiaries, documents, account titling, liquidity, and attorney coordination.
Hire a Retirement Tax Planner: Practical Questions
Learn when to hire a retirement tax planner in retirement. Prepare better questions about withdrawals, Roth conversions, RMDs, and Medicare income effects.
Find a Retirement Income Planner: A Practical Guide
Learn how to find a retirement income planner who can coordinate cash flow, taxes, investment risk, healthcare costs, and ongoing reviews for retirement.
FEHB in Retirement: A Guide for Federal Employees
FEHB in retirement may continue when key eligibility rules are met. Review coverage history, premiums, Medicare timing, and income planning.
Financial Planning for Federal Employees: FERS, TSP, and FEHB
Financial planning for federal employees connects FERS, TSP, FEHB, taxes, survivor choices, and retirement timing in one practical retirement plan.
Federal Employee Retirement Planning: A Benefits-Based Road Map
Plan federal retirement with a benefits-based road map for FERS, TSP, Social Security, FEHB, taxes, survivor choices, and retirement timing.