We can help you reach your financial life goals.
We offer financial strategies tailored to your specific needs and wishes, backed by decades of experience: planning, tax and investment expertise you can trust.

Listen in on conversations with Certified Financial Planner® professionals, Archie and Rob Hoxton, as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it’s excitement, anxiety, or anything in between, this show is for you.
Who We Serve
At Hoxton Planning & Management, we focus on the needs of serious savers who are nearing the end of their career or have already retired. Our clients are generally busy delegators who are comfortable accepting advice.
Our clients are primarily located in the DMV area such as Hagerstown, Charles Town, Winchester, and Martinsburg, but we serve clients throughout the US!
Here’s what some of them are saying about us and why they continue to choose Hoxton:
Financial Planning: The Hoxton Way



Investment Philosophy
Our investment philosophy is informed by academic research and decades of experience. It can be summarized with the following points.
- We take the long view rather than focusing on short-term economic and market events.
- We accept volatility as a normal and necessary characteristic of investing in financial markets.
- We manage investment risk through asset allocation, portfolio rebalancing, and risk avoidance when appropriate.
- We favor lower-cost, passive investment products in more efficient asset classes where research has shown active management doesn’t add substantial value.
- We favor actively managed investment products for less efficient asset classes where a manager may add additional investment benefits.
- We look for ways to save taxes and improve after tax investment performance.
- We look for ways to lower investment costs.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.