Retirement Planning Insights

Explore retirement planning insights from Hoxton Planning & Management, including articles on taxes, estate planning, retirement income, and advisor questions. Browse the library below to find educational perspectives that can help you think through your next planning conversation.

Episode 115 – Should You Downsize? Avoid These Costly Mistakes

September 17, 2025 / Hoxton Planning and Management, LLC

For many retirees, downsizing sounds like the perfect plan. A smaller space. Less maintenance. More cash in your pocket. But without proper planning, it can also lead to financial pitfalls

Episode 114 – The 3 Estate Planning Documents Every Adult Needs

September 10, 2025 / Hoxton Planning and Management, LLC

If you’re like most people, estate planning isn’t high on your list of exciting weekend activities. But as Rob and Jimmy make clear in Episode 114 of The Last Paycheck

Episode 113 – Politics and Your Portfolio: How to Invest Without Losing Your Head

September 3, 2025 / Hoxton Planning and Management, LLC

It’s no secret: political seasons can trigger intense emotions. But should those emotions guide your investment decisions? In Episode 113 of the Last Paycheck podcast, Rob and Archie Hoxton explore

Episode 112 – Should You Trust Financial Rules of Thumb? Here’s What to Know

August 27, 2025 / Hoxton Planning and Management, LLC

When it comes to managing your money, simple advice is appealing. Save 10%. Pay off all your debt. Take Social Security at 70. But are these “rules of thumb” really

Episode 111 – Tax Law Changes for 2025 – What Retirees and Charitable Givers Need to Know

August 20, 2025 / Hoxton Planning and Management, LLC

If you’re nearing retirement, living on a fixed income, or focused on charitable giving, the 2025 tax law changes may affect you more than you realize. In Episode 111 of

Episode 110 – What the “One Big Beautiful Bill” Means for Your Taxes (2025–2028)

August 13, 2025 / Hoxton Planning and Management, LLC

The recently passed legislation known as the “One Big Beautiful Bill” is about to reshape the personal finance landscape—and in Episode 110 of Last Paycheck, advisors Archie Hoxton and Emily

Episode 109 – How to Protect Your Portfolio Without Missing the Market

August 6, 2025 / Hoxton Planning and Management, LLC

When markets rise, we celebrate. When they fall, panic sets in. This emotional rollercoaster becomes especially intense once you retire and the paychecks stop. In Episode 109 of the Last

Episode 108 – How to Take a Sabbatical Without Derailing Your Financial Plan

July 30, 2025 / Hoxton Planning and Management, LLC

Have you ever dreamed of pressing pause on your career to travel, care for a loved one, learn something new, or simply catch your breath? Sabbaticals—or extended career breaks—are becoming

Episode 107 – Why Beneficiary Designations Matter More Than You Think

July 23, 2025 / Hoxton Planning and Management, LLC

When you think about estate planning, your mind probably goes to wills, trusts, and powers of attorney. But there’s a silent hero of the estate planning world—beneficiary designations. They’re simple,

Episode 106 – Helping Kids vs. Saving for Retirement—How to Find the Right Balance

July 16, 2025 / Hoxton Planning and Management, LLC

When your child calls and needs help with a student loan, a down payment, or rent, your first instinct is to help. As parents, it feels natural—essential even—to do everything

Episode 105 – What’s Your Money Story? Childhood Beliefs That Still Shape Your Wallet

July 8, 2025 / Hoxton Planning and Management, LLC

We all carry financial baggage—and most of it was packed before we turned ten. In Episode 105 of Last Paycheck, Rob and Archie Hoxton explore how unconscious beliefs formed in childhood

Episode 104 – The Cost of Financial Clutter—and How to Fix It

July 1, 2025 / Hoxton Planning and Management, LLC

Are You Financially Organized? 5 Questions That Can Change Everything You might know how much you earn. Maybe you even know what you spend each month. But do you know