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Retirement Planning Insights

Explore retirement planning insights from Hoxton Planning & Management, including articles on taxes, estate planning, retirement income, and advisor questions. Browse the library below to find educational perspectives that can help you think through your next planning conversation.

Episode 104 – The Cost of Financial Clutter—and How to Fix It

Are You Financially Organized? 5 Questions That Can Change Everything You might know how much you earn. Maybe you even know what you spend each month. But do you know
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Episode 103 – The Truth About Millionaires (And Why They Probably Drive a Pickup Truck)

If you think millionaires are flashy, high-risk, fast-talking financial geniuses—you’re buying into a myth. According to Rob and Archie Hoxton in Episode 103 of Last Paycheck, the average millionaire doesn’t
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Episode 102 – Warren Buffett’s Lessons Every Retiree Should Live By

Warren Buffett may be stepping away from daily leadership at Berkshire Hathaway, but his investing wisdom continues to shape generations. In Episode 102 of Last Paycheck, Rob and Archie Hoxton
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Episode 101 – Should You Take Social Security Early? It Depends on These 5 Key Factors

When should you take Social Security? It’s one of the most complex decisions retirees face. In Episode 101 of Last Paycheck, Archie Hoxton and Jimmy Sutch walk through five major
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Episode 100 – Should You Buy Long-Term Care Insurance?

Episode 100 of The Last Paycheck Podcast is a major milestone, and to mark the occasion, Rob and Archie Hoxton are diving into one of the most overlooked but financially critical topics
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Episode 99: The Real Question Isn’t “When Can I Retire?”—It’s “What Am I Retiring To?”

Thinking About Early Retirement? Here’s What You Need to Know. Retirement planning often focuses on a single target: age 65. But what if that’s not the only—or even the best—option?
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Episode 98: How to Make Retirement More Meaningful – Smart Giving Strategies

You’ve saved diligently, planned carefully, and finally stepped into retirement. But after the celebrations fade, a deeper question often surfaces: now what? For many retirees, the missing piece isn’t financial—it’s
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Episode 97: Financial Harmony for Couples – Avoiding Money Fights

Every couple handles money differently—but how you communicate about it can make or break your financial future. In Episode 97 of the Last Paycheck podcast, CERTIFIED FINANCIAL PLANNER® professionals Rob
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Episode 96: DIY Retirement Planning – Smart Moves and Big Mistakes to Avoid

Are you managing your own retirement plan? If so, you’re not alone. More investors than ever are taking a hands-on approach to their finances, using digital tools, forums, and spreadsheets
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Episode 95: How to Stay Calm in Market Chaos – A Volatility Survival Plan

How should I react when the market drops? Should I sell my investments now or wait it out? Am I doing the right thing with my money during a downturn?
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Episode 94: Spring Clean Your Finances – The Checklist Every Household Needs

You’ve probably decluttered your closet. Maybe you’ve even deep-cleaned your garage. But when was the last time you did a full sweep of your finances? In Episode 94 of the
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Episode 93: The Real Risks of Early Retirement – What You Haven’t Considered

Thinking about retiring in your 50s—or even your 40s? You’re not alone. The appeal of early retirement is stronger than ever. But before you submit that resignation letter, there’s a
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