Retirement Planning Insights

Explore retirement planning insights from Hoxton Planning & Management, including articles on taxes, estate planning, retirement income, and advisor questions. Browse the library below to find educational perspectives that can help you think through your next planning conversation.

EPISODE 128 – The Compounding Power of Financial Decisions

December 16, 2025 / Hoxton Planning and Magement, LLC

In this episode of The Last Paycheck Podcast, CFP® professionals Rob and Archie Hoxton tackle a deceptively simple question: how much do your financial decisions actually matter? The answer, as

EPISODE 127 – Are You Taking More Investment Risk Than You Think?

December 10, 2025 / Hoxton Planning and Magement, LLC

If you have been watching your accounts climb over the last few years, it is easy to assume your investments are “working” and your risk level is fine. Markets are

EPISODE 126 – Is Your House Really an Investment or Just a Home?

December 3, 2025 / Hoxton Planning and Magement, LLC

If you spend any time online, you have probably seen bold claims about homeownership. Some voices insist you should never pay off your house and instead keep borrowing against it

EPISODE 125 – What Is a Fiduciary Financial Advisor, Really, and Why It Matters

November 25, 2025 / Hoxton Planning and Magement, LLC

If you have ever searched for a financial advisor, you have probably seen the word “fiduciary” everywhere. It shows up on websites, in ads, and in almost every “how to

EPISODE 124 – Revenge Saving vs Revenge Spending – How to Stop Swinging Between Extremes

November 19, 2025 / Hoxton Planning and Magement, LLC

What Is Revenge Saving and Revenge Spending? In Episode 124 of the Last Paycheck Podcast, CERTIFIED FINANCIAL PLANNER® professionals Archie and Rob Hoxton explore a pair of patterns that sound

EPISODE 123 – From Saver to Spender – How to Confidently Live on Your Retirement Savings

November 12, 2025 / Hoxton Planning and Magement, LLC

Stepping Into Retirement: Why Spending Can Feel So Hard In Episode 123 of the Last Paycheck Podcast, CERTIFIED FINANCIAL PLANNER® professionals Archie and Rob Hoxton tackle an issue many retirees

EPISODE 122 – Social Security Pay Raise? The Gotchas You Need to Know

November 5, 2025 / Hoxton Planning and Magement, LLC

Social Security’s 2026 Pay Raise: What You Gain—and What You Might Lose As retirees gear up for a 2.8% Social Security increase in 2026, it’s tempting to view it as

EPISODE 121 – The Geography of Retirement: Why Your State Matters More Than You Think

October 29, 2025 / Hoxton Planning and Magement, LLC

When most people picture retirement, they imagine beach towns, warmer weather, or a slower pace of life. But there’s one factor that often gets overlooked—and it could drastically change your

EPISODE 120 – The Retirement Money You Forgot About – And How to Find It

October 22, 2025 / Hoxton Planning and Magement, LLC

What if you had $67,000 sitting in an old account and didn’t even know it? In Episode 120 of The Last Paycheck Podcast, CFP® professionals Rob and Archie Hoxton sound

EPISODE 119 – Year-End Tax Planning Tips You Can’t Afford to Miss

October 15, 2025 / Hoxton Planning and Magement, LLC

As the final quarter of the year begins, it’s the perfect time to focus on one of the most powerful ways to influence your financial future—year-end tax planning. In Episode

EPISODE 118 – Should You Give While You’re Living? The Financial and Emotional Case for a Warm-Hand Legacy

October 8, 2025 / Hoxton Planning and Magement, LLC

Many people plan to leave an inheritance to their family, favorite charities, or both. But what if there were benefits to giving while you’re still alive? In Episode 118 of

Episode 117: Building a Portfolio That Works for You

October 1, 2025 / Hoxton Planning and Magement, LLC

If you’ve ever wondered, How do I build an investment portfolio that actually fits my life?, you’re not alone. In Episode 117 of The Last Paycheck Podcast, Rob and Archie