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Retirement Planning Insights

Explore retirement planning insights from Hoxton Planning & Management, including articles on taxes, estate planning, retirement income, and advisor questions. Browse the library below to find educational perspectives that can help you think through your next planning conversation.

Episode 140 – Should You Change Your Portfolio During a Geopolitical Crisis?

When headlines are dominated by global conflict, market volatility often follows. For retirees and those approaching retirement, these moments can feel especially unsettling. It’s natural to wonder: “Should I be
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Episode 139 – When Can You Retire? Why Retirement Is Really a Cash Flow Problem

Many people approach retirement planning with one simple question: “When can I retire?” For decades, the answer many people assumed was age 65. But in reality, retirement has far less
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Episode 138 – What Are Bonds and Why Do They Matter in Retirement Planning?

When most people think about investing, they immediately think about stocks. The daily market headlines focus on the Dow Jones, the S&P 500, and the Nasdaq. Rarely do you hear
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Episode 137 – A New Way to Save for Kids: Understanding the TRUMP Account

Insights from Last Paycheck Podcast Episode 137 Grandparents and parents ask the question all the time: What is the best way to save for my kids or grandkids? For years,
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Episode 136 – The Risk of Not Taking Risk: Why Completely De-Risking Your Portfolio Can Backfire

Insights from Last Paycheck Podcast Episode 136 Periods of global uncertainty have a way of rattling even the most disciplined investors. Geopolitical tension, market volatility, and unsettling headlines often spark
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Episode 135 – The Retirement Countdown: Five Things You Must Do in the Final Year Before Retirement

Insights from Last Paycheck Podcast Episode 135 When retirement is a year away, excitement and anxiety often show up at the same time. Even people who have planned diligently for
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Episode 134 – Mutual Funds vs. ETFs: Understanding the Differences That Matter to Your Portfolio

Insights from Last Paycheck Podcast Episode 134 If you have invested at any point in your life, chances are you have owned a mutual fund, an exchange traded fund, or
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Episode 133 – Big Brand or Independent Advisor? How to Choose

Insights from Last Paycheck Podcast Episode 133 Choosing a financial advisor is one of the most consequential financial decisions you will ever make. Yet many people start in the same
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Episode 132 – Fun Facts About the Stock Market That Matter for Retirement

Insights from Last Paycheck Podcast Episode 132 When most people think about the stock market, they focus on headlines. Is the market up or down today? Should I wait to
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Episode 131 – How Financial Planning Helps You Live More Meaningfully

Weekly wisdom to help you retire—and stay that way. At Hoxton Planning & Management, we often say financial planning is about more than money—it’s about helping people live lives that
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EPISODE 130 – From Wealth-Building to Finding Purpose — Our Guide to Meaningful Money

Money without meaning can feel empty. In Episode 130 of The Last Paycheck Podcast, Rob and Archie Hoxton explore a powerful question that many people face — once you’ve achieved
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EPISODE 129 – Key Reasons to Hire a Financial Planner

When should you hire a financial advisor? If you’re asking that question, you may already be closer to the answer than you think. In Episode 129 of The Last Paycheck
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