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Retirement Planning Insights

Explore retirement planning insights from Hoxton Planning & Management, including articles on taxes, estate planning, retirement income, and advisor questions. Browse the library below to find educational perspectives that can help you think through your next planning conversation.

Episode 132 – Fun Facts About the Stock Market That Matter for Retirement

Insights from Last Paycheck Podcast Episode 132 When most people think about the stock market, they focus on headlines. Is the market up or down today? Should I wait to
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Episode 131 – How Financial Planning Helps You Live More Meaningfully

Weekly wisdom to help you retire—and stay that way. At Hoxton Planning & Management, we often say financial planning is about more than money—it’s about helping people live lives that
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EPISODE 130 – From Wealth-Building to Finding Purpose — Our Guide to Meaningful Money

Money without meaning can feel empty. In Episode 130 of The Last Paycheck Podcast, Rob and Archie Hoxton explore a powerful question that many people face — once you’ve achieved
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EPISODE 129 – Key Reasons to Hire a Financial Planner

When should you hire a financial advisor? If you’re asking that question, you may already be closer to the answer than you think. In Episode 129 of The Last Paycheck
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EPISODE 128 – The Compounding Power of Financial Decisions

In this episode of The Last Paycheck Podcast, CFP® professionals Rob and Archie Hoxton tackle a deceptively simple question: how much do your financial decisions actually matter? The answer, as
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EPISODE 127 – Are You Taking More Investment Risk Than You Think?

If you have been watching your accounts climb over the last few years, it is easy to assume your investments are “working” and your risk level is fine. Markets are
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EPISODE 126 – Is Your House Really an Investment or Just a Home?

If you spend any time online, you have probably seen bold claims about homeownership. Some voices insist you should never pay off your house and instead keep borrowing against it
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EPISODE 125 – What Is a Fiduciary Financial Advisor, Really, and Why It Matters

If you have ever searched for a financial advisor, you have probably seen the word “fiduciary” everywhere. It shows up on websites, in ads, and in almost every “how to
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EPISODE 124 – Revenge Saving vs Revenge Spending – How to Stop Swinging Between Extremes

What Is Revenge Saving and Revenge Spending? In Episode 124 of the Last Paycheck Podcast, CERTIFIED FINANCIAL PLANNER® professionals Archie and Rob Hoxton explore a pair of patterns that sound
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EPISODE 123 – From Saver to Spender – How to Confidently Live on Your Retirement Savings

Stepping Into Retirement: Why Spending Can Feel So Hard In Episode 123 of the Last Paycheck Podcast, CERTIFIED FINANCIAL PLANNER® professionals Archie and Rob Hoxton tackle an issue many retirees
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EPISODE 122 – Social Security Pay Raise? The Gotchas You Need to Know

Social Security’s 2026 Pay Raise: What You Gain—and What You Might Lose As retirees gear up for a 2.8% Social Security increase in 2026, it’s tempting to view it as
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EPISODE 121 – The Geography of Retirement: Why Your State Matters More Than You Think

When most people picture retirement, they imagine beach towns, warmer weather, or a slower pace of life. But there’s one factor that often gets overlooked—and it could drastically change your
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