Retirement Planning Insights

Explore retirement planning insights from Hoxton Planning & Management, including articles on taxes, estate planning, retirement income, and advisor questions. Browse the library below to find educational perspectives that can help you think through your next planning conversation.

Episode 91: The 4% Rule – A Starting Point, Not a Solution

April 2, 2025 / Hoxton Planning and Management, LLC

If you’ve done even a little research on retirement planning, you’ve probably come across the 4% Rule. It’s one of the most cited—and misunderstood—retirement strategies out there. In Episode 91

Episode 90: The 5 Retirement Risks You Can’t Afford to Ignore

March 26, 2025 / Hoxton Planning and Management, LLC

When most people think about retirement planning, they focus on how much money to save, what to invest in, and when to claim Social Security. But in Episode 90 of Last

Episode 89: How to Stay Smart and Steady During Market Volatility

March 19, 2025 / Hoxton Planning and Management, LLC

Feeling anxious about the market? You’re not alone. When headlines flash red and portfolios dip, even seasoned investors can start to second-guess their strategy. In Episode 89 of the Last

Episode 88: Are You Really Ready to Retire? Use This Checklist to Find Out

March 12, 2025 / Hoxton Planning and Management, LLC

You’ve saved. You’ve planned. Maybe you’ve even circled your retirement date on the calendar. But before you walk away from your last paycheck, ask yourself: Are you really ready to

Episode 87: 5 Years From Retirement? Here’s Your Must-Do Checklist

March 5, 2025 / Hoxton Planning and Management, LLC

Are you five years out from retirement? If so, you’re in one of the most critical financial windows of your life. What you do—or don’t do—during this period can have

Episode 86: Barriers to Wealth – 6 Common Mistakes That Undermine Your Financial Future

February 26, 2025 / Hoxton Planning and Management, LLC

You’re working hard, saving consistently, and trying to make smart choices. But if building wealth still feels like an uphill battle, it’s worth asking: What’s getting in your way? In

Episode 85: Tired of Tax Season Chaos? Here’s How to Prepare Like a Pro

February 19, 2025 / Hoxton Planning and Management, LLC

In Episode 85 of Last Paycheck, Rob and Archie Hoxton lay out a plan to make tax time easier and more strategic. 1. Decide Who’s Doing What Book a CPA

Episode 84: What to Do When One Stock Becomes 75% of Your Portfolio

February 12, 2025 / Hoxton Planning and Management, LLC

Has one stock taken over your investment portfolio? Maybe it’s a company you’ve believed in for years. Maybe it’s a lucky break from an IPO or an inheritance. But now

Episode 83: Fact-Checking the Internet’s Worst (and Best) Financial Advice

February 5, 2025 / Hoxton Planning and Management, LLC

“Never pay taxes again.” “Roth IRAs are a scam.” “Just buy real estate and retire rich.” If you’ve spent more than a few minutes on social media lately, you’ve probably

Episode 82: These 5 Retirement Risks Could Derail Your Plan (And Most People Miss Them)

January 29, 2025 / Hoxton Planning and Management, LLC

Retirement planning often focuses on savings goals, investment returns, and withdrawal strategies—but what about the threats that could quietly knock your plan off course? In Episode 82 of the Last

Episode 81: Down 20%? What Smart Investors Do in a Bear Market

January 22, 2025 / Hoxton Planning and Management, LLC

The market’s down, the headlines are loud, and your portfolio might be off by double digits. If you’re wondering what to do during a bear market—you’re not alone. In Episode