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Hoxton Planning & Management
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Month: October 2026

What Does the FERS Survivor Annuity Cost?

Federal employee couple reviewing retirement income documents at home

What does the FERS survivor annuity cost? Learn how full and partial elections reduce monthly income, compare survivor protection, and review the rules.

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FERS Sick Leave Retirement Credit: How It Works

Federal employee discussing retirement records with a financial advisor

Learn how FERS sick leave retirement credit can increase annuity service time, what it cannot do for eligibility, and how to verify your record before retiring.

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Trust and Estate Planning Advisor: A Coordination Guide

Couple discussing coordinated estate and retirement planning with an advisor

A trust and estate planning advisor can align accounts, beneficiaries, liquidity, taxes, and attorney coordination. Learn how to coordinate your plan.

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Strategies for Tax Free Retirement Income

Retiree discussing retirement account choices with a financial advisor

Explore strategies for tax free retirement income, including Roth rules, conversions, basis, and other sources, while understanding key limits.

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Tax Efficient Retirement Withdrawals: A Planning Guide

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Tax efficient retirement withdrawals can coordinate account sequencing, Roth conversions, RMDs, Social Security, and Medicare considerations across retirement.

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Investment Advisor for Retirees in Charles Town WV

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Learn how an investment advisor for retirees in Charles Town WV can help you compare goals, risk, taxes, cash flow, costs, and ongoing service fit.

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How to Create an Estate Plan for Retirement

Couple discussing an estate plan for retirement with a financial advisor

Learn how to create an estate plan for retirement with a checklist for beneficiaries, documents, account titling, liquidity, and attorney coordination.

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Hoxton Planning & Management, LLC
8530 Shepherdstown Pike
Shepherdstown, WV 25443

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  • (304) 876-2619

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